Credit Problems? We’ve got you covered at Al Smith!!

Have you fallen on hard times and may have missed payments in the past? 

We welcome first time car buyers and those looking for a second chance at auto financing.

We will do everything we can to locate sub-prime financing options for you. You will be able to drive around in a New or Certified Pre-Owned Chrysler, Jeep, Dodge, Ram, or late-model used car, while improving your credit score at the same time. Don't let your financial history get in your way! 

We want to get you in a good reliable vehicle and help you rebuild your credit.


Take comfort in knowing that we can still help you, even if you're experiencing any of the following:

  • No Credit
  • Fixed Income 
  • Bad Credit
  •  Limited Credit
  • Unemployment Income 
  •  Bankruptcy Chapter 7 (Even if you just filed)
  •  Multiple Open Auto Loans
  •  Bankruptcy chapter 13 (Even if you just filed)
  •  Reposessions
  •  Cash Income
  •  Self-Employed Income

Having prepared documents will ensure a smooth and quick approval process. Please bring the following items with 

  • Valid Driver's License
  • Insurance for your new vehicle
  • Cash Due At Signing
  • One of The Following For Proof Of Bank(Savings or Checking Account or Pre-Paid Debit Card)

Bank Statement

Bank Printout

Voided Check With Auto Pay

Direct Deposits On Paystub Specifying That It Is A Checking Account.

  • One Of The Following For Proof Of Income

- If you are a W-2 Employee or a Temp

                     · Paystub/Bank Statement Printout
                     · Handwritten Paystubs
                     · Payroll Summaries

- If you are on a Fixed Income

                     · Direct Deposits
                     · Child Support
                     · Retirement Pension, SSI, SSI-Disability
                     · Award Letter

- If you are Self-Employed

                    · Bank Statement/ Printouts
                    · Cancelled Checks
                    · 1099 Paystubs
                    · Settlement Statements

  • One Of the Following For Proof of Residency

Bank Statement

Utility Bill

Credit Card Statement

Good people with bad credit need a nice car!

For More Information

1303 N. Main St 
Bowling Green, OH 43402

  • Sales: (419) 615-4446
  • Service: (419) 967-6236
  • Parts: (419) 210-8032


  • Monday 8:00am-9:00pm
  • Tuesday 8:00am-6:00pm
  • Wednesday 8:00am-6:00pm
  • Thursday 8:00am-9:00pm
  • Friday 8:00am-6:00pm
  • Saturday 8:00am-4:00pm
  • Sunday Closed
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